![]() ![]() The Players Association, they have it built with what they negotiate to the NFL the NFL doesn’t pay that insurance, they pay that fee to the NFL Players Association while that player plays, and that benefit is administered by the NFLPA. Simpson, for example, considering how he still has money, the reason is that he has a pension from when he was an NFL player. So, I think in the NFL, you have to play, I think, five seasons to be eligible for the NFLPA pension. What happens is they may have what is called ‘retiree health care,’ and it’s part of what the union agreed that the Players Association manages. ![]() The way a lot of unions do-and this ties to whatever the specific union is-the unions charge or collectively bargain for X benefits. To give an example, my father was a carpenter in the City of Philadelphia, was in the carpenter’s union for 30 years, but he didn’t work for any one employer-but was part of a union. You have to go back to what’s collectively bargained. What happens when they’re gone from the team? When they’ve had concussions and maybe a brain injury. University athletes' health-related expenses are only covered to the extent they're related to athletics.Players in the NFL who don't have long careers-long enough by NFL Players Association standards-often end up back on the insurance market like anyone else.Players look to the NFL Players Association for collectively bargained agreements.Athletes' sport-related injuries? Covered just like worker's comp.You’re not getting that over a football field or a hockey rink. The things that are more expensive are someone being on dialysis, treated for cancer, things of those nature. But what type of injuries do they get? They get knee injuries. Because an athlete who injures-concussions change things. Players don’t pay anything-while they’re playing. That’s worker’s compensation that’s the law in this country. So, all work-related injuries are 100-percent covered by your employer. But players themselves, they’re not going to be paying for that.īeyond that, when a player gets injured and it’s related to the job, they’re collectively bargained-and I don’t know every nuance of the NFL Players Associations collectively bargained agreement-but they’re work-related injuries. If you have an auto insurance policy and you’ve been driving 10 years and you’ve had two accidents that are your fault, you’re going to pay more than someone who hasn’t had any accidents. With all of us, our experience of what we pay. The health insurance company would look at their experience. That would happen, too, with say, the Eagles. Comcast – they have 150,000-plus employees, so the health insurance company can look at that and see the average cost of a claim is X or 5.3 percent of employees have cancer. They can look at the overall results of the plan in general. If you go work at Comcast, they can’t ask anything like that. There are laws for pre-existing conditions and things of that nature-you can’t ask people questions like ‘Have you had cancer before?’ Stuff like that. You mean do they pay more if they’re more prone to be hurt? The thing is, you can’t really, when it comes to health insurance. Everyone has such a huge risk factor involved, no? ![]() I imagine everyone has different needs, though. They’re employees, right? Any employee with an employer over a certain size has to offer health insurance under Obamacare, by law, but prior to that, even if it wasn’t the law, players on sports teams in all the major leagues, they have health insurance while they’re players. While they’re players, they’re covered by the teams. ![]() Have a question you want answered? Send an email to and we’ll find an expert who can give you the answer you’re craving. With Infrequently Asked Questions, we set out to answer those shared curiosities.
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![]() His mind was still focused on the field, but this time he paid attention. He had no reason for that but somehow the vision of his usual evening news-checking was unappealing. ![]() When he drove home, as his daughter was happily rambling about her day at school, the rhythm of his fingers on the wheel grew less chaotic than before.īefore sleep, he reread the book. At work, his pen kept on doodling on his notes, sketches becoming more elaborate as he thought about the field. He drummed his fingers against the wheel during his morning commute. There was something elusive in it and fascinating, attracting his attention over and over again, his thoughts circling back to it when brushing his teeth or dressing up or preparing breakfast or waking up his daughter. He snapped out of it after snooze rang again.ĭuring his usual morning rituals his thoughts kept on circling back to that field. He still wondered about that strange field. He lied down in bed until the alarm rang but he didn't hear it. Maybe he dreamt something strange- but no, he remembered something vague about a field covered in flowers with hundreds of bunnies made out of clay hopping around happily. He woke up tired, which was unusual for he had slept his usual eight hours. He put it aside, turned off the light and went to sleep. He never was one for critique aside from describing his own feelings in a few words. It was strange, that was all he could say. He finished the book in about half an hour. He grew bored with each finished sentence but every next one somehow forced him to continue his reading, stopping from time to time to wonder how the pictures were connected to the text only to read on and discover the connection. The story was a bit strange he felt as if he started in the middle, characters not known to him mentioning names of people he never heard of, making references to events he didn't really care about and doing strange things in places he could only guess about. He returned to the first page, ensured that the position he was in was comfortable enough and started to read. He flipped through it, here and there holding the book open for a little bit longer to admire the precision of drawn lines. The letters inside - and that was a surprise - were written by hand, the text sometimes giving place to black illustrations, all neatly photocopied. ![]() It was made of printer-quality paper, cheap stuff. He put his laptop away for now, his full attention on the book. Sometimes he read some things on the internet, short, something he could read in maybe 20-30 minutes. He rarely read books, as they never managed to hold his concentration for long enough. ![]() He found it again in the evening, when he was undressing before going to sleep. He paid it no mind, threw it into the bag, forgot about it until much later. Some girl gave it to him on the street, smiling nicely and asking for him to read it. ![]() ![]() ![]() It is a cloud-based solution that makes it easy for individuals to deploy and configure. ![]() Their Microsoft 365 backup and restoration solution focuses on backing up Office 365 mailboxes and files stored within OneDrive and SharePoint. Let’s have a thorough look at the best Microsoft 365 backup solutions that you can use to secure your business-critical information.Īltaro is becoming a market-leading vendor of backup and recovery solutions for organizations. Also, there are many other Office 365 tools that are worth mentioning. 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